@prefix dcat: <http://www.w3.org/ns/dcat#> .
@prefix dct: <http://purl.org/dc/terms/> .
@prefix foaf: <http://xmlns.com/foaf/0.1/> .
@prefix vcard: <http://www.w3.org/2006/vcard/ns#> .
@prefix xsd: <http://www.w3.org/2001/XMLSchema#> .

<https://rec.harvest-normandie.data4citizen.com/dataset/oai-hal-halshs-00874448v2> a dcat:Dataset ;
    dct:description """
              This paper compares the loans granted to male and female entrepreneurs by a French microfinance institution (MFI). The sample period is split in two: before and after the MFI implemented France's regulatory EUR 10,000 loan ceiling. In the first period, the MFI does not co-finance projects with mainstream banks and loan size is gender-insensitive. In the second period, the MFI does co-finance above-ceiling projects with mainstream banks, and we observe a gender gap in loan size. The results suggest that co-financing leads the originally gender-neutral MFI to import disparate treatment from mainstream banks.
            """ ;
    dct:identifier "halshs-00874448" ;
    dct:issued "2026-05-07T14:26:41.537629"^^xsd:dateTime ;
    dct:language "en" ;
    dct:modified "2026-05-07T14:26:41.537636"^^xsd:dateTime ;
    dct:publisher <https://rec.harvest-normandie.data4citizen.com/organization/cce9db95-46d9-4dc2-84b6-764215d0a002> ;
    dct:title "Female Access to Credit in France: How Microfinance Institutions Import Disparate Treatment from Banks" ;
    dcat:contactPoint [ a vcard:Organization ;
            vcard:fn "CCSD" ] ;
    dcat:distribution <https://rec.harvest-normandie.data4citizen.com/dataset/oai-hal-halshs-00874448v2/resource/4bb6263f-b597-4b83-a099-f0eb37808a51> ;
    dcat:keyword "bank",
        "france",
        "gender",
        "infoeu-reposemanticspreprint",
        "loan-ceiling",
        "microcredit",
        "preprints-working-papers-",
        "shsecohumanities-and-social-scienceseconomics-and-finance" ;
    dcat:landingPage <https://shs.hal.science/halshs-00874448> .

<https://rec.harvest-normandie.data4citizen.com/dataset/oai-hal-halshs-00874448v2/resource/4bb6263f-b597-4b83-a099-f0eb37808a51> a dcat:Distribution ;
    dct:format "HTML" ;
    dct:issued "2026-05-07T14:26:41.540332"^^xsd:dateTime ;
    dct:modified "2026-05-07T14:26:41.523790"^^xsd:dateTime ;
    dct:title "Female Access to Credit in France: How Microfinance Institutions Import Disparate Treatment from Banks" ;
    dcat:accessURL <https://shs.hal.science/halshs-00874448> .

<https://rec.harvest-normandie.data4citizen.com/organization/cce9db95-46d9-4dc2-84b6-764215d0a002> a foaf:Agent ;
    foaf:name "test_moissonnage_selune" .

<https://shs.hal.science/halshs-00874448> a foaf:Document .